Commercial Rental Property.
Coverage guidance for landlord-owned buildings, tenant-occupied commercial properties, and investment buildings.
About Commercial Rental Property Insurance
Owning commercial rental property comes with specific insurance considerations. From the building structure to landlord liability to lost rental income, we help Texas landlords understand their coverage options.
Common Risk Exposures
Building Damage
Damage to your rental property from covered causes of loss.
Landlord Liability
Claims for injuries to tenants or visitors on your property.
Tenant-Caused Damage
Damage caused by tenants may have specific coverage considerations.
Lost Rental Income
Income lost when the property is uninhabitable after a covered loss.
Relevant Insurance Coverage
Coverage options commonly considered for commercial rental property insurance.
Commercial Building Insurance
Help protect the physical structure of your rental property.
General Liability Insurance
Help protect against certain landlord liability claims.
Business Income
May help replace lost rental income after a covered loss.
Commercial Flood Insurance
Help protect against flood-related losses.
Things to Think About
Tenant Requirements
We help you understand what coverage to require of your tenants.
Vacancy Considerations
Vacant properties may need different coverage than occupied ones.
Multiple Properties
We help landlords with multiple properties explore portfolio options.
What type of property?
Select the property type that best describes your building.
Commercial Rental Property Insurance Questions, Answered
No. Tenants are responsible for insuring their own belongings and business personal property. Landlord insurance covers the building and the landlord's liability.
Some tenant-caused damage may be covered under your landlord policy, but coverage varies. We help you understand your options and what to require of tenants.
Yes. We help landlords with multiple properties explore portfolio coverage that may simplify management and potentially reduce cost.
Ready to Explore Your Options?
Start with a few details about your property and let our team help with the rest.
Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Actual terms, limits, exclusions, eligibility, and availability depend on the selected policy and insurer. Contact Texas Commercial Property Insurance to discuss your specific situation and available options.