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Commercial General Liability Insurance in Texas

Commercial General Liability.

Liability coverage designed to help protect your business from certain claims involving third-party bodily injury, property damage, and related risks.

Coverage Overview

Help Protect Your Business from Liability Claims

General liability insurance is one of the most common coverages for businesses. It helps protect against certain third-party claims involving bodily injury, property damage, and related liabilities. We help Texas business owners understand their liability exposures and available options.

What It Protects

What This Coverage Can Help Protect

Third-Party Bodily Injury

Help protect against certain claims for injuries to others at your business.

Third-Party Property Damage

Help address certain claims for damage to others' property caused by your business.

Premises Liability

Coverage for certain incidents that occur on your property.

Common Liability Exposures

Help protect against liability risks many businesses face.

Important Considerations

Coverage Considerations

Coverage Limits

We help you think through appropriate liability limits for your business size and risk.

Exclusions

General liability does not cover every type of claim. We help you understand what's excluded.

Additional Insureds

Landlords or clients may require being added as additional insureds on your policy.

Professional Liability

General liability typically does not cover professional errors or omissions.

Who Typically Purchases This

Who This Coverage Is For

Property Owners

Building owners with tenants or visitors on their property.

Businesses with Foot Traffic

Retailers, restaurants, and offices where customers visit.

Service Providers

Businesses that work on or near others' property.

Commercial Quote • Step 1 of 3

What type of property?

Select the property type that best describes your building.

Straight Answers

Commercial General Liability Insurance Questions, Answered

General liability typically helps protect against certain third-party claims for bodily injury, property damage, and related liabilities. It does not cover every type of claim.

While not always legally required, many landlords, clients, and contracts require proof of general liability insurance.

Employee injuries are typically covered under workers' compensation, not general liability.

We help you assess your business risks and identify appropriate coverage limits.

Ready to Explore Your Options?

Start with a few details and let our team help with the rest.

Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Actual terms, limits, exclusions, eligibility, and availability depend on the selected policy and insurer. Contact Texas Commercial Property Insurance to discuss your specific situation and available options.