Builder's Risk.
Property coverage options for qualifying buildings under construction, renovation projects, and commercial development projects.
Protect Your Project During Construction
A building under construction faces unique risks that standard property insurance doesn't address. Builder's risk insurance helps protect the building, materials, and equipment during construction or renovation. We help Texas developers and property owners understand their options.
What This Coverage Can Help Protect
Buildings Under Construction
Help protect the structure while it's being built or renovated.
Renovations
Coverage for existing buildings undergoing renovation projects.
Construction Materials
Help protect materials and supplies stored on or near the job site.
Commercial Development
Coverage for commercial development projects of varying sizes.
Coverage Considerations
Project Duration
Coverage is typically written for the duration of the construction project.
Coverage Limits
We help you determine appropriate coverage based on project value.
Soft Costs
Some policies may include coverage for soft costs like delay-related expenses.
Exclusions
Certain causes of loss, like earthquake or flood, may require separate coverage.
Who This Coverage Is For
Developers
Commercial developers building new projects or renovating existing properties.
Property Owners
Owners undertaking significant renovation or construction projects.
Contractors
Contractors who may be responsible for insuring projects under construction.
What type of property?
Select the property type that best describes your building.
Builder's Risk Insurance Questions, Answered
Builder's risk insurance helps protect a building under construction or renovation, along with materials and equipment on site, from covered causes of loss during the project.
Developers, property owners undertaking renovations, and sometimes contractors may need builder's risk coverage. The responsible party is often specified in the construction contract.
Builder's risk insurance is typically written for the duration of the construction project. We help you determine the appropriate term.
Some policies include coverage for materials stored off-site or in transit. We'll review what's available.
Ready to Explore Your Options?
Start with a few details and let our team help with the rest.
Coverage Disclaimer: This page is for informational purposes only and does not describe any specific insurance policy. Coverage, availability, eligibility, features, discounts, and limits vary by product and jurisdiction and are subject to policy terms, conditions, limitations, and exclusions. Actual terms, limits, exclusions, eligibility, and availability depend on the selected policy and insurer. Contact Texas Commercial Property Insurance to discuss your specific situation and available options.